Life in the new decade: Useful apps


Shane Coley

  • Vice President, Regional Director
  • Read bio

The world is entering its third decade since the advent of smartphones, and app stores for every device seem to grow by the minute. There’s never been a better time to harness the power you hold in the palm of your hand.

The pace and impact of technology is all around us, and it can be overwhelming. How do you process it all? And how do you adopt it to make your life better?

You are a financial professional. You work to ensure your clients’ financial well-being every day. But your relationship with your client is so much more than numbers on a statement. You know their children, their life goals (financial and otherwise), their favorite vacation spots, and for many, their successes and challenges.

For most, the gift of time, a more efficient way to manage a family activity, or a new way to educate their children (or themselves) is worth just as much as that dollar amount on their statement. Providing your clients with these “life hacks” can help you create strong, lasting bonds with them.

Here are a few of the apps that have made a difference in both my professional and my personal life. I hope you and your clients find them useful, too.

Personal productivity


My web browser’s bookmarks bar is often overloaded and unorganized. Pocket has been a game-changer. This app allows you to save articles, videos, or other media from any publication or webpage in an easy-to-use format. Pocket allows you to customize reading (or listening) lists that you can access even when you’re not connected to the Internet.


Consolidate your paperwork with Evernote. Use your smartphone or tablet’s camera to scan, then organize your paper documents, business cards, whiteboards, handwritten notes, and drawings. It also allows you to capture ideas as searchable notes, checklists, and to-do lists. No more forgetting that grocery list at home!

Education for all ages


Have a trip abroad coming up? Or a friend you’d like to surprise by greeting them in their native tongue? The Duolingo app is a fun, easy way to learn the basics of or brush up on a foreign language. The app not only allows you to hear how words should sound in a language, its repetitive style encourages thinking in the new language versus memorization of terms.



Life360 is an app that allows a user to share his or her location in real time. Get automatic notifications when family members come and go from home, work, and school, so you can know they got there safely. This is a great way to have a bit more peace of mind about those you may worry a little extra about when they’re on their own, such as children and aging parents.

Family organization


Two client meetings in the morning, followed by a midday parent’s doctor appointment, then back to the office for the afternoon, then pick kids up from school activities. On opposite sides of town. And dinner. Sound like your typical day? Keep yourself organized with the Cozi app – a simple family organizer that keeps events, activities, grocery lists, and more all in one place. Accessible on your desktop or your mobile device, Cozi gives you a brief look at all your family’s commitments.

Financial education for kids

Greenlight Debit Card for Kids

Learning about financial responsibility has come into a new decade with Greenlight Debit Card. This debit card, completely controlled by a parent-run app, comes with a suite of tools to encourage kids to learn about earning, spending, saving, and giving. It’s a way to virtually pay allowances and track spending. And, parents can choose where and how much kids can spend. There is also a parent-paid saving interest rate feature to teach kids the importance of saving.

Just for fun


Looking for that rare bottle of small-batch bourbon or perhaps a more affordable, more easily accessible option? Distiller specializes in whiskey, brandy, gin, vodka, rum, and tequila or mezcal, and it has an expert panel team of reviewers who have the tough job of making informed suggestions for you! Not sure where to begin? Start with a short survey that takes you to a top choice. You can make your own recommendations and track down previous choices by writing tasting notes. If wine is your passion, try the Vivino or CellarTracker apps. For beer lovers, check out Untappd.

Most of these apps are available free of charge in your smartphone or tablet app store; many also offer premium

If you would like to delve deeper into apps which can help you be more productive, or to schedule a presentation for your clients, please contact your Delaware Funds by Macquarie Regional Director.


1 Harvard Medical School, “Healthbeat,”

This content is for informational purposes only and is not an endorsement of any content on LinkedIn, or any app, service, or publicly traded company. It is also not a recommendation to buy or sell a particular security.

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The Funds are distributed by Delaware Distributors, L.P., an affiliate of Macquarie Investment Management Business Trust (MIMBT), Macquarie Management Holdings, Inc., and Macquarie Group Limited. Macquarie Investment Management (MIM), a member of Macquarie Group, refers to the companies comprising the asset management division of Macquarie Group Limited and its subsidiaries and affiliates worldwide.

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